
This has nothing to do with Americans. It’s EU legislation for EU banks, businesses and citizens.
The law makes it so you can’t be charged more than Cash buyers. The assumption is cash doesn’t get charged extra. No rights are being taken away.
Charges associated with useing cash for payments is handled with separate legislation, which is different in different parts of the EU because they use different currencies. Typically dealt with under laws relating to legal tender.














All people with a right to live in the EU have a right to a free or reasonable priced bank account.
The assumption in the leaflet when they say they are protecting surcharges for using cash. They aren’t implying a right to charge more for using cash. Your inferring that. They can’t make that commitment because not all countries use euro in the EU, that’s why there’s no common EU wide solution for cash payment legislation.