• 17 Posts
  • 1.05K Comments
Joined 2 年前
cake
Cake day: 2023年7月4日

help-circle
  • dmention7@lemm.eetoMicroblog MemesEternal punishment
    link
    fedilink
    English
    arrow-up
    7
    ·
    2 天前

    I once got a couple of Amazon Echo Dots as part of a promo. Little spherical devices with about a 3" round touchscreen. To set it up you had to enter your Amazon account info by tapping a keyboard on that tiny screen.

    My password at the time was a random 80 character string, full of special characters. That would have been painful enough, but the password entry box would hide each character a second or so after typing, so it was nearly impossible to keep track of where I was, and whether I had skipped or double entered something.

    I should have just binned them immediately at that point, but I spent probably an hour of typing passwords on those two fuckers–more out of stubbornness than anything else.





  • People act like this is some kind of mysterious system, when it all boils down to one simple thing: If you want people to give you favorable terms when asking to borrow their money, then establish a history of being a reliable money-borrower! It’s not rocket science!

    Open a credit card or two. Make all your purchases on them (borrow money), and pay off the balance every month (pay back the money). You will never pay a penny in interest or fees, you will easily earn 1-2% cash back, and you have a small buffer in case of setbacks.

    Being financially conservative–i.e., saving a lot and never borrowing/repaying money–may be a moral virtue, but it does nothing to establish you as someone who has a history of paying back borrowed money.



  • dmention7@lemm.eetoFuck CarsNo words
    link
    fedilink
    English
    arrow-up
    2
    ·
    4 天前

    Exactly! I live in the suburbs, where every driveway seems to have a massive full size truck (because they barely fit in the garage)–and also, where I am 15 minutes away from at least 3 places where you can rent a pickup for like 5% of the monthly payment on one of those beasts.


  • That is so odd… I’ve only ridden Amtrak a few times, but I was amazed at how many stops were just some small town that happened to lie on the rail line.

    Most small towns that lie on a major highway and are supported by commuter traffic are only going to support a truck stop and a few fast food restaurants at best. Sure, a true high speed rail line would likely only stop in larger metropolitan areas, so those meager income sources may dwindle. But on the other hand if I were a rail commuter in one of those rural/suburban areas, I’d be much more likely to spend some time doing a bit of shopping or lingering in a restaurant during that transition from the train to my car after work, than if I were just passing through in my car.







  • On the one hand, as someone who likes to use their garage for garage stuff in addition to storing my car in it, I feel his pain at the too-short garage.

    On the other hand, fucking LOL at buying an unnecessarily large vehicle like a CT without checking your garage size first–and then doubling down by parking it like that.






  • This data points to people starting to buy houses later in life, and also continuing to buy houses later in life, but I’m not sure you can say it points to there being more landlords. I have been a repeat homebuyer twice in my life (and probably will be at least one more time), but each time it has just been moving from one SFH to another.

    The biggest thing I take away from this is that waaaay more older people are changing houses these days (downsizing after kids move out or moving to senior-oriented communities maybe?) There’s no way that individuals buying rental homes is more than a blip in that green line.